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  • Dan Apfel

    Senior Associate

    Dan Apfel is a Senior Associate at the Croatan Institute. His areas of expertise include responsible impact investment, higher education, finance and the new economy, cooperatives and credit unions, and organizational development and collaboration.

    Prior to joining Croatan, Apfel spent five years as the executive director of the Responsible Endowments Coalition, the leading voice for responsible investing in higher education. At REC, Apfel led a staff of five to support students and other college community members in advocating for responsible investing policies. Apfel helped to lead the development of the national campaign for divestment from fossil fuels and investment in solutions to climate change. Before becoming REC's executive director, Apfel was a Program Officer at the National Federation of Community Development Credit Unions, where he worked with credit unions serving diverse low- and moderate-income communities around the country. He managed a coalition of 16 credit unions running free tax-preparation sites that filed over 3,500 returns for low-income people in 200 and co-administered the New York State Coalition of Community Development Financial Institutions.

    Apfel's work has been covered in publications including the New York Times, the Financial Times, Bloomberg Businessweek, the Guardian, The Chronicle of Higher Education, Forbes, and Institutional Investor Magazine, among others.

    Apfel lives in Ithaca, NY, and serves on the boards of Alternatives Impact and Alternatives Fund, the affiliates of Alternatives Federal Credit Union, one of the leading community development credit unions in the United States. In his free time, you're likely to find him sailing on Cayuga Lake or cross country skiing on the trails in surrounding Tompkins County. 


    B.A. History, University of Rochester

    M.P.A. Maxwell School of Citizenship and Public Affairs, Syracuse University



    Divest-Invest Clean Fifteen: A Total Portfolio Activation Approach to Fossil Fuel-Free Climate Solutions.” Durham: Croatan Institute and SOCAP, September 2016 (with Ophir Bruck, Joshua Humphreys, and Kristin Lang).

    Exploring Divestment as a Strategy for Change: An Evaluation of the History, Success, and Challenges of Fossil Fuel Divestment.” Social Research: An International Quarterly 82, no. 4 (Winter 2015): 913-937.

    "Report on US Sustainable, Responsible, and Impact Investing Trends 2014." Washington, DC: US SIF Foundation, November 2014 (with Joshua Humphreys et al).

    "Why Investors Must do More Than Divest Fossil Fuels." The Nation. June 17, 2013.

    "Put Your Endowment Money Where Your Mission Is.The Chronicle of Higher Education. November 19, 2012.

    "Community Development Credit Unions Respond to the Needs of the Disability Community." Building a Better Economic Future: A Progress Report for Individuals with Disabilities & Their Families, 99-107. Manchester, New Hampshire: Community Economic Development Press, 2008 (with Valerie Harrison & Terry Ratigan).